Applying Will NOT Affect Your Credit Score.

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Installment Loans are a Smart Solution for Bad Credit Borrowers

Money is the fuel of life. But sometimes, we run low and rely on credit cards until they reach their limit and fall into the negative. If you’re facing bad credit, it doesn’t mean your journey is over. Bad credit installment loans are your one-stop solution to get back on track and regain financial control. Partner with us, and we’ll stand by your side when emergencies strike.

Why Choose QuickFundUSA?

We are fast online installment loans providers for bad credit. We have specialized in instant no credit check installment loans for 11 years now! Our process takes just 2 minutes to apply, with approval in hours and same day loan disbursal straight to your bank account.

Choose us for these reasons:

Direct Lender Loans

Direct Lender Loans

No third parties, No delays

Flexible Installment Loans

Flexible Installment Loans

Your past doesn’t define your future

Same Day Loan Approval

Same Day Loan Approval

Fast decisions, Faster funding

100% Online Application

100% Online Application

Minimal paper process, Apply anytime

Guaranteed Installment Loan

Guaranteed Installment Loan

We say yes when others say no

Bad Credit Accepted

Bad Credit Accepted

Your score won’t hold you back

What are Installment Loans for Bad Credit?

An installment loan is a type of personal loan repaid in scheduled payments over time, weekly, biweekly, or monthly. Unlike payday loans, installment loans from direct lenders come with lower risk and more flexible repayment.

Unsecured installment Loans for bad credit are specially designed for individuals with a poor credit score or no credit history. Unlike traditional loans that require full repayment in one lump sum, these loans let borrowers repay in smaller, flexible installments over a fixed period. This makes budgeting easier and less stressful. They’re perfect for people with bad credit who need:

We Give a Second Chance to Rebuild Your Bad Credit

We believe in second chances. Your every on-time repayment builds your credit score again. By offering installment loans for bad credit with guaranteed approval, we give you a chance to rebuild your credit.

Flexible Payments

Flexible Payments

Unlike payday loans, our online loans can be paid back in multiple monthly payments.

Bad Credit is Ok

Bad Credit OK

Good credit history is not mandatory. Get quick access to loans no matter what.

No Collatral

No Collateral

We offer unsecured personal loans that do not require pledging your assets.

No Prepayment Penalty

No Prepayment Penalty

No early payoff fees. Feel free to repay your loan early and save interest.

3 Quick Steps for Online Installment Loans for Bad Credit Instant Approval

At QuickFundUSA, we offer guaranteed approval installment loans for bad credit direct lenders only. We provide a fast and transparent borrowing experience without involving brokers or third parties. Even with bad credit, you can receive Bad credit installment loans guaranteed approval from us through our simple online application process.

Don’t worry if you have bad credit. We welcome you as long as you have a stable income. Our process is simple, straightforward, and designed to help you get approved with ease. We focus on your present financial capability, not your past credit history. With us, getting the funds you need is quick, simple, and hassle-free.


Applying Will NOT Affect Your Credit Score.

Apply Online

The application for our installment loans is safe and secure with no faxing or paperwork. With 24/7 accessibility, it's easy to apply for a loan from anywhere.

Apply Online

Get Approved

We are a direct lender of online loans. So you can qualify even if your income is low and get an instant loan approval upon verification.

Get Approved

Get Funded

Get a loan of up to $1,000 credited to your account electronically on the same day.

Get Funded

Installment Loans for Bad Credit Eligibility Criteria

  • A minimum age of 18 is required
  • Citizen or permanent resident of the US
  • A steady income source
  • A valid contact and email address
  • Active bank account

How to Apply

  • Fill out the online application with basic details
  • Get the acceptance notification immediately
  • Personalize your direct cash loan repayment
  • Upon receiving the online loan documents, e-sign and verify
  • Get cash into your checking bank account

Do Direct Lenders Offer Guaranteed Installment Loans for Bad Credit?

Direct lenders offer bad credit installment loans, but there is a catch. In order to be considered safe, these loans need to be short-term and income-based.

Unlike brokers, as direct lenders, we process your application directly. Offering faster approvals and same day credit. With us, you get guaranteed installment loans for bad credit with no credit check. And we maintain complete transparency from start to finish.

When Should You Use Direct Lenders for Installment Loans?

You should consider direct lenders for installment loans when:

  • You’ve been rejected by tradational banks
  • You want no credit check personal loans
  • You need funds urgently
  • You’re seeking low-risk installment repayment options

Have bad credit and need an emergency loan? Don’t panic! We're here to help individuals who are seeking bad credit installment loans. We provide reliable and accessible options. Our services go beyond just offering loans. We also offer additional benefits such as same day funding, no collateral requirements, minimal documentation, and flexible repayment plans to suit your needs

Frequently Asked Question’s


1. How much can I borrow with bad credit?

At QuickFundUSA, we offer Installment loans for bad credit ranging from $100 to $1,000, depending on your income and repayment capacity. We look beyond your credit score and focus on your current financial situation, so you can get the funds you need without unnecessary roadblocks.


2. How fast can I receive the money?

We know emergencies can’t wait. That’s why we provide Installment loans for bad credit with instant approval and same-day funding. In most cases, borrowers see the approved loan amount deposited into their bank account within 24 hours.


3. Do I need to provide any collateral?

No collateral is required! All our loans are unsecured installment loans, which means you don’t have to risk your home, car, or other personal assets. We believe in making funding accessible, simple, and stress-free.


4. How can I get a loan when no one else will approve me?

If other lenders have turned you down, don’t lose hope. Our guaranteed installment loans for bad credit are designed to help when traditional lenders say no. As direct lenders only, we review more than just your credit score and focus on your income and repayment ability. You can also explore applying with a co-borrower or cosigner to strengthen your application and improve your chances of approval.


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Applying Does NOT Affect Your Credit Score

We at QuickFundUSA do not extract loan applicants' credit related details from any of the 3 major credit bureaus- Experian, Equifax and TransUnion. If we feel the need to have any such information to make a decision on an application, we turn to an independent source.

For your benefit, remember that your application is verified automatically by our system and therefore, the authenticity and verifiability of your submitted information decide how much time it takes for the decision. If any information appears to be missing, you would be asked to submit it, to validate your application. The rates and terms are not independent of the state laws and your income status. Note that money requested after 6:00 PM EST will only be considered for verification on the next business day.

Call our customer service at - (800) 957-4811 or email us at support@quickfundusa.com for help.

*I have read and understood the Terms and Conditions & Privacy Policy of this loan. All loans financed by QuickFundUSA. With our online borrowing system, each step of your application and its proceeding stepsshall be made clear to you. Once assessed by our support team, your much-needed loan will be processed in as little as an hour.